In this David’s Bridal credit card review, you will find the pros and cons of this credit card. Apart learning about the card’s benefits and disadvantages, you will also get to know how to make a login to your account online and a payment on this credit card. After all, you will get some worthwhile alternatives to this credit card, too.
David’s Bridal Credit Card Review
Annual fee: $0.
Purchase APR: 28.99% variable.
Recommended credit score: from 620 to 850.
Most suitable for: customers who need financing for making purchases at David’s Bridal.
- A special financing period for up to 6 months.
- Access to exclusive cardholder promotions.
- Advanced notice of special offers and sales.
- Early access to new looks.
David’s Bridal card tends to be a usual store branded credit card, which comes with a high APR and zero annual fee. But even as for a store branded credit card, its rewards seem quite bleak and dull. But let’s consider it in detail in this David’s Bridal credit card review.
First of all, we must point out that this credit card naturally comes without an annual fee and with a low credit score requirement. Yet, this David’s Bridal card also features a high interest rate – this is rather normal among store branded credit cards. Besides, this credit card doesn’t tend to be connected to any major network (such as MasterCard or Visa), which means that you can use only in the stores of the David’s Bridal chain or on its website online.
In terms of the card’s rewards, they are rather scarce than sound. The first and main benefit of this credit card is an ability to get a special financing period for up to 6 months. This is actually something similar what Trek credit card and Zales credit card offer. But apart from this, there are barely any decent rewards.
As a cardholder, you will also receive access to exclusive cardholder promotions. Additionally, you will get advanced notice of special offers and sales, as well as you will access new looks earlier than non-cardholders. Unfortunately, this is all this credit card can offer, and there is barely any reason to apply for this credit card.
As you could read in this David’s Bridal credit card review, the only decent benefit this credit card offers is a 6-month long special financing period. Apart from that, there are barely any reasons to get this credit card. There are plenty of better credit cards on the market for you, even if you have a fair credit.
- No annual fee.
- Access to exclusive promotions.
- A 6-month long special financing period.
- You can’t use this card anywhere else.
- An extremely high interest rate.
- A lack of reward points.
David’s Bridal Credit Card Login
There are plenty of things you can do online with this credit card. For instance, you can check your balance or pay your credit card. But for this purpose, you should make a David’s Bridal credit card login into your account. In this part of our review, we will show you how to sign in to your David’s Bridal card account online.
- First of all, you have to open your browser and click on the following button:
- Once you have accessed the webpage of the David’s Bridal card, you should draw your attention to the left. There, you will notice an online banking form – that is the place where you can make a David’s Bridal credit card login.
- Start the sign in process. For that purpose, type your username in the first field of that online banking form.
- Then, you have to enter the password of your account in the second field.
- You are also able to check the box near “Remember Me” – that will allow you to save your username for future sessions.
- Once you have entered all the necessary information, you should click on the “Sign In” button and finalize this David’s Bridal credit card login process.
- If you have entered everything correctly, you will get signed in to your credit card account online in a matter of seconds. Then, you will be able to use it online the way you want.
David’s Bridal Credit Card Payment
One of the things you should know how to do is how to make a David’s Bridal credit card payment. There are three basic ways how to pay this credit card, and we will disclose each of them in this part of our review.
The first and easiest way to pay your David’s Bridal card is to do so online. In order to do that, you should sign in to your credit card account – see how to do it in the “Login” section of this article. Then, you will be able to pay your credit card online.
Another way to make a David’s Bridal credit card payment is via a phone call. For this purpose, you have to call 1-866-891-3458. Then, you should just follow instructions from the operator.
After all, there is the most inconvenient way of paying your David’s Bridal card: by mail. In such a case, you should mail your payment to the following address:
P.O. Box 65978
San Antonio, TX 78265-9728.
Apply for David’s Bridal Credit Card
It tends to be incredibly easy to submit an application for this credit card, as this process can be completed online. This part of our guide shows how to submit your credit card application step by step.
- In the first place, you should open your browser and click on the following button:
- Once you have got to see the page of David’s Bridal card, you should click on the “Apply Now” button there.
- Right after that, you will get to see an application form. At the top of it, you will get to see the terms of use of this credit card – read them carefully and make sure that you agree with them.
- Then, you can start filling out the application form. Provide all necessary personal and contact information.
- You can also add an authorized buyer. For that, you should click on “Yes” under “Add Authorizer Buyer.”
- Once you are done with filling out this application form, you should click on the “Continue” button and proceed further.
- It is likely that you will get to see the result of your application right after submitting your application. But if you didn’t get to see the results right away, it is likely because the bank needs a few days to consider your application.
David’s Bridal Credit Card Alternatives
As you could, perhaps, notice from our David’s Bridal card review, this credit card doesn’t tend to be generous in terms of rewards. Obviously, there are plenty more reward credit cards available on the market. At this point of our review, we will compare this David’s Bridal card against some other credit cards.
David’s Bridal Card vs U.S. Bank Cash+ Visa Signature Card
Purchase APR: from 14.74% to 23.74% variable. Recommended credit score: from 720 to 850. Credit card features:
Most suitable for: customers who want to enjoy high cash back on category purchases.
If you have a good-to-excellent credit, then this credit card from U.S. Bank might be a decent option for you. Unlike the David’s Bridal card, this credit offers bountiful, generous rewards. If you can afford this credit card, you should definitely go for it.
First of all, you will be able to choose two categories every quarter, and you will receive 5% cash back rewards for up to $2,000 per quarter. This means that you can earn $100 in category cash back per quarter ($400 in a year). Apart from that, you will also get 2% cash back on one everyday category and 1% cash back on anything else. Compared to the David’s Bridal card that offers zero rewards, this is more than a decent option.
Apart from that, you can also enjoy a sign-up bonus (worth $150) if you spend $500 or more within the first 3 months. After all, you also get free financing for up to 12 months on balance transfers. That will definitely stand in good stead if you have any existing debts.
FAQ
Q: What banks issues David’s Bridal credit card?
Comenity Bank issues credit cards for David’s Bridal. This Texas-based financial institution tends to be one of the largest credit card issuers in the United States, and you can view some of Comenity credit cards on our website.
Q: What are the benefits of a David’s Bridal credit card?
As you could read in this David’s Bridal credit card review, there are very few tangible rewards and benefits of this credit card. Actually, the only worthwhile benefit you get with this credit card is the 6-month financing period on purchases at David’s Bridal.
Q: Is it difficult to get a David’s Bridal credit card?
As you could read in this review, the required credit score starts at 620 (though, you can be approved even with a lower credit score). This means that you need to have a fair credit to be approved, which implies that it is not difficult to be approved for this credit card.
Q: How to be approved for a David’s Bridal credit card?
In order to be approved for the credit card from David’s Bridal, you should match the required credit score requirements, be a U.S. citizen and aged over 18. You should also submit an application for this credit card.
Q: How to get a David’s Bridal credit card?
If you wish to get a credit card from David’s Bridal, you should match the required criteria (read in the answer to the previous question) and submit an application form. You can view how to apply for this credit card in the “Application” section of this review.
Q: How to apply for David’s Bridal credit card?
In fact, it tends to be incredibly easy to apply for this credit card, as you can do it completely online. You can view how to do it step by step in the “Application” section of this article.
Q: I just signed up for a David’s Bridal credit card. How can I use it?
You are able to use this credit card either in the David’s Bridal stores or online, on the David’s Bridal website. Considering that this credit card is not linked to Visa or MasterCard, you can’t use it elsewhere.
Q: How to pay David’s Bridal credit card?
Actually, there are three ways how you can pay your David’s Bridal credit card. The first and easiest way is to do so online, and you should follow the guidelines from the “Login” section for this purpose. Another way to pay David’s Bridal card is by calling 1-866-891-3458. After all, you can pay it by mail. For that purpose, you should mail your payment to the following address:
P.O. Box 65978
San Antonio, TX 78265-9728.
Q: How to pay with David’s Bridal credit card online?
If you wish to pay for your online order on the David’s Bridal website, you should link your account on this website to your credit card from David’s Bridal. Then, just make an order, and that sum will be deducted from your credit card.
Q: How to cancel a David’s Bridal credit card?
You can cancel David’s Bridal credit card only by phone. For this, you have to call 1-866-891-3458 and follow instructions from the operator.
